Seated in a padmasana posture, this bountiful goddess is seen with four arms the two back hands holding blooming lotus flowers, the right front hand is abhaya posture and the left in boon giving posture. Lakshmi wears a karanda mukuta, with a circular halo behind; kundalas, necklaces of varying lengths and a delicately carved waist belt. There is a calm expression on her face, as she sits in full bloom of her divine beauty.
Around the image, connected with the lotus pedestal at the ends, is a niche, with Kirtimukha image on the top. This symbolic adornment, when in the form of a lion, is known as Simha mukha. The front of the lotus pedestal is adorned with five small lamps, its bowl-like shape, to be filled with oil and the wick lighted as ritual worship of the goddess of fortune.
This description by Kiranjyot.